Glossary of Terms


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Car Accident

Traffic collision, also known as a motor vehicle collision (MVC), traffic accident, motor vehicle accident, car accident, automobile accident, road traffic collision, road traffic accident, wreck, car crash, or car smash occurs when a vehicle collide...

Accident Compensation

The amount of money awarded by the auto insurance company to the plaintiff , when the latter is not at fault, is called accident compensation. It is given to recoup any losses incurred as a result of accident. However, getting accident compensatio...

Bodily Injury Liability

Bodily Injury or Physical injury liability means if the defender is involved in an accident and the other person(s) gets hurt because of his/her fault then he/she is legally responsible for the damages. In this case, the defender is required to pay f...

Uninsured Motorist Damage

In a road accident, if a party suffers personal injury or vehicle damage, then he claims compensation from the party at fault via a civil lawsuit or out of court settlement. However, in few situations, the party at fault has no assets to pay the comp...

Civil Lawsuit

A civil lawsuit is a legal proceeding in which one party, the plaintiff, who purports to have suffered loss on account of some action, inaction or irresponsible behavior of the defendant, raises a dispute in a court of law against the defendant. If t...

Accident Compensatory Damages

The actual amount of damage to the plaintiff including but not limited to repair charges for vehicle, medical bills, loss of present and future income due to temporary or permanent disability etc. The amount of compensation is usually decided by ...

Accident Settlement

If there is a road accident, and one or more parties to the accident suffer from vehicle damage or personal injury, then those parties raise claims for the damage on the party at fault.

Accident Liability

Accident liability involves determining who is at fault and hence, is legally responsible (liable) for the accident. Locating the party at fault may not be simple and obvious as the decision usually rests on motor vehicle statutes rather than the...

Personal Injury Protection

Personal Injury Protection (PIP) can be defined as a cover that helps you sustain any personal injury incurred in an accident. It is often termed as “no-fault” coverage as it’s available irrespective of your fault or legal liability in an accident. ...

Catastrophic Injury

Catastrophic Injury leaves a person disabled and prevents him from undertaking any constructive activity. It usually has severe and long-term implications. The victim may require constant supervision, assistance and medical aid in this case. Some of ...

Wrongful Death

When the negligence or misconduct of another person, company or entity results in the death of a person, it is called wrongful death. In this case, the deceased relatives can file a lawsuit against those who are liable for death. It is governed by ...

Car Accident Total Loss

The car is considered to be “totaled” when the cost of repair either exceeds the actual value cost (ACV) or is exorbitantly high. It is also called “written off”. For example, if the car value is $10,000 and the estimated cost of repair is $8,000 ...
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