Minor Car Accident Settlement Amounts


No matter how minor your car accident may seem, if you have been injured and if there are measurable damages associated with your injuries, then you are entitled to financial compensation. In many cases, someone injured in a minor car accident may think that their situation is too minor for an experienced attorney to accept and that they should just deal directly with the insurance company in order to settle as quickly as possible. This is rarely, if ever, the case, and even if it is the case it is still worth speaking with an attorney about all possible options.

1-800-Injured is a great resource for victims of car accidents, no matter how serious or minor, to connect with proven attorneys who will fight for every dollar that their clients are rightfully owed. This process starts with an initial consultation, where the victim has an opportunity to speak directly with the law firm or attorney about their accident, their resulting injuries, and the impacts that the accident has had on their life. In addition, they will be able to ask specific questions about their case and discover how the attorney has helped previous clients. This consultation is an important step to take so that the victim can understand what to expect as they move forward, and to build a rapport with the attorney before hiring them.

Injuries in Minor Car Accidents

There is any number of injuries that someone can sustain in a car accident at any speed, meaning that depending on an incalculable number of variables, an individual can suffer significant injuries from a fender bender. This is especially true in motorcycle accidents. At low speeds, whiplash is one of the most common injuries. Concussions can also occur at any speed.

Causes and Symptoms of Whiplash

Whiplash is caused by the quick jerk of a head forward and down, or back and down, after an unexpected impact. This quick “S” motion compresses the tendons, muscles, ligaments, and disks in the neck and spine, and then stretches them rapidly. The resulting damage can be tears, ruptures, and otherwise general stiffness, headaches, trouble sleeping, and limited mobility.

A victim of whiplash in a low-speed collision may be embarrassed to admit that they were injured, but because of the way this injury is caused, it is very common and needs to be addressed. See a doctor as soon as possible so that you can be treated for this injury, and to ensure that you do not do anything to complicate or otherwise hinder your recovery.

Causes and Symptoms of Concussions 

Depending on the direction of travel and the direction of impact, a passenger can have their head knocked into a window, dashboard, or may suffer a secondary accident if an airbag is deployed. Regardless of exactly how the impact happens, a concussion is an injury caused by an impact to the head that causes the brain to rattle and damage the soft brain tissue. A concussion can result in symptoms such as temporary loss of consciousness, memory issues, headaches, problems sleeping, mood changes, and more.

If you suspect that you or one of your passengers has suffered a concussion, it is important that a medical professional treats the injury to ensure that there are no additional issues that arise from the concussion. 

Working With Insurance Companies for Minor Car Accident Settlements

After you have established the type and extent of the injuries that you have suffered in the car accident, you will need to take this information to the insurance company in order to begin calculating damages and the amount of money you are owed. The company will be quick to dismiss non-economic damages, which is another reason it is very helpful to work with an attorney. This way, you can be certain that any of the pain, suffering, and anguish that you have been forced to endure as a result of your injuries will be considered and compensated fairly.

At first, you and your attorney will work through a series of negotiations with the insurance company in order to hopefully reach an out-of-court settlement and avoid a lawsuit. If you are unable to reach an agreement, then you and your attorney will decide if a lawsuit is appropriate for the situation or if you will accept less money in a settlement than you had initially hoped for. When you are working with an attorney through 1800-Injured, you can be confident that you are working with an aggressive attorney who is fighting for your rights at all times.

Frequently Asked Questions About Minor Car Accident Settlement Amounts

The following are just a few of the many questions that you will be able to work on with your attorney to find an accurate answer specific to your unique case. The answers provided below are intended to give you a general idea of what you can expect moving forward, but in no way are meant to be taken as legal advice or meant to replace the guidance and experience of a legal professional. The sooner you are connected with an attorney, the sooner you and your car accident lawyer will be able to give specific focus to each of these questions and more in the fight to get you the compensation that you deserve.

In order to determine how much you are actually owed following an accident, the preferred course of action will be to work with an attorney who can help you understand the wide range of damages that are considered while making these calculations. The insurance company will happily gloss over a number of damages that you are rightfully entitled to in an attempt to settle your claim for as little as possible, but your attorney will be able to help you make sense of the wide range of factors that go into a fair and comprehensive settlement amount – and then negotiate aggressively to get it.

If you have suffered any measurable damages, then these are part of the number of factors that validate your claim. As with any personal injury claim, you will need to prove that the other driver a) had a duty of care that they owed on, b) that they failed this duty of care by acting recklessly, negligently, or maliciously, c) this failure of their duty of care caused an accident that you were involved in, and d) that the accident caused measurable damages. A sprained wrist, minor whiplash, or any other relatively minor injury is measurable damage.

There is no requirement for you to work with an attorney for any injuries at all, no matter how serious or minor. However, working with a car accident lawyer after any type of accident is generally your a solid choice, because your lawyer will be able to examine every aspect of the accident and ensure that you are fighting for the compensation that you rightfully deserve, and not just compensation that the insurance company would like to pay to settle your claim. This process can be frustrating and opaque for an inexperienced claimant, so working with a lawyer gives you access to the whole range of information and experience that they have gathered over their years practicing.

Under no circumstances should anyone EVER accept the first offer from an insurance company, because this is almost certainly significantly less than what the victim is actually entitled to. Whether or not you have bee working with an attorney throughout the claims process, it is important that you review your offer with a car accident lawyer so that they can give you a better idea of what you are being offered, the consequences of accepting this offer, and what other options you may have for compensation. Remember that the insurance company has decades of experience settling claims for far less than what the victim actually deserves, and your claim will be no different.