Fort Lauderdale Car Accident Lawyer
In a city like Ft. Lauderdale, a car accident can strike anyone without warning. In an instant, the carelessness of another driver can leave innocent parties severely injured, only to face emotional and financial hardship. When your life is affected, either by lost income, overwhelming medical bills, or devastating personal injuries, hiring a car accident lawyer can help you recover the maximum financial compensation for your accident damages.
If you need help filing an insurance claim or injury lawsuit after a Fort Lauderdale car accident, 1-800 INJURED can connect you with a lawyer near you.
Car Accidents in Florida
The Florida Highway Patrol reports that there is an average of 375,000 car collisions every year, which breaks down to approximately 1,000 accidents in the state of Florida every day. These accidents range from minor fender benders to fatal collisions involving multiple vehicles. Moreover, every year, Florida car accidents result in roughly 160,000 personal injuries and 2,700 fatalities. Even seemingly minor crashes can lead to life-altering personal injuries that required expensive medical treatment and care.
Some of the most common injuries sustained in a car accident include but are not limited to whiplash, spinal cord injuries, broken bones, traumatic brain injuries, paralysis, amputations, and disfigurement.
Recovering Financial Compensation After a Florida Car Crash
Like all municipalities in the Florida, the criminal, civil, and administrative actions arising from crashes in Fort Lauderdale are governed by state law. If you or someone you love sustained a serious or fatal injury in a Fort Lauderdale car accident, it’s essential that you understand how to recover financial compensation for your accident damages. In Florida, individuals can use either an auto insurance claim or personal injury lawsuit to obtain payment for their losses after a car crash.
Filing an Auto Insurance Claim
Florida’s No-Fault Insurance laws require auto insurance providers to cover the cost of some of their clients’ losses after a car accident, regardless of which driver is liable for the crash. This statute requires all motorist to purchase a minimum of $10K in Personal Injury Protection (PIP) coverage as part of their car insurance policy. Your PIP benefits provide you with immediate coverage for the cost of medical bills and lost wages.
However, the law only requires insurance companies to pay out 80% of medical bills and 60% of lost wages. Moreover, negotiating a reasonable settlement amount with your auto insurance provider is a challenge in itself.
It’s no secret that car insurance companies are in business to make money. The adjuster assigned to your case was trained on ways to save the company money by reducing the settlement amount for your claim. Some of the unfair tactics they could use include arguing coverage based on liability, disputing the amount of your medical bills, and pressuring you to sign a less-than-full settlement as soon as possible.
The Benefits of Hiring an Attorney
Whether you are visiting Fort Lauderdale or are a part-time or year-round resident, hiring an attorney can be very beneficial when filing an auto insurance claim after an accident. Insurance companies don’t want you to obtain legal representation because they know it improves your chances of recovering the maximum settlement for your case. A lawyer will be able to submit the proper documentation, advice you on all of your options, and stand up to your haggling insurance company so that you get the money you need to get back on your feet. Should you be located in another part of the country or abroad, your Fort Lauderdale car accident attorney can represent you in your pursuit of justice.
Filing a Personal Injury Lawsuit
Depending on your circumstances, your attorney may even recommend filing a personal injury lawsuit to recover additional compensation for your accident damages. There are two exceptions to Florida’s no-fault statute which allows specific individuals to sue the driver responsible for their injuries directly.
The first exception is for car accident victims that sustain permanent damage due to another driver’s negligence. If you have suffered a significant or lasting loss of a vital bodily function, disability, substantial scarring, disfigurement, or death, you could sue for economic and non-economic damages resulting from your crash. Compensation for these cases includes reimbursement for any out-of-pocket expenses, including medical bills and lost wages, as well as payment for your intangible losses like your pain & suffering.
The second exception allows individuals with medical bills and lost income that exceeds their $10,000 PIP coverage to file a personal injury lawsuit. In this instance, injured parties could sue the at-fault driver for the portion of financial expenses not covered by their insurance policy.
Wrongful Death Cases
If someone you love died in a Fort Lauderdale car accident due to another driver’s actions, filing a wrongful death lawsuit with the help of an attorney can help you get justice on behalf of the deceased. No amount of money can make up for the loss of a loved one, but financial compensation for your case could include payment for any medical bills, lost wages, loss of future income, and funeral expenses. You might also be able to recover compensation for your family’s loss of companionship, emotional anguish, and pain and suffering.
The Benefits of Hiring an Attorney
The last thing you want to do while recovering from an accident is fight a legal battle. Filing a personal injury lawsuit is a challenging process that requires extensive knowledge of our state’s laws, legal proceedings, and medical records. These cases are replete with legal intricacies, require a thorough investigation, and involve mountains of paperwork.
Trying to handle it alone can quickly become overwhelming and may even hurt your chances of getting the compensation you deserve. Instead, consider hiring a personal injury attorney that is familiar with the obstacles involved in car accident lawsuits. They will be able to inform you on all of your legal options and advise you on the best course of action to achieve the best possible outcome for your case.
How 1-800 INJURED Can Help You Today
If you need help filing an insurance claim or personal injury lawsuit after a car accident in Fort Lauderdale, Florida, 1-800 INJURED can connect you with a lawyer near you. 1-800 INJURED is a medical and attorney referral service that helps people, like you, get in touch with the professionals they need after a crash. Call us toll-free at 1-800-INJURED to get started on your case today.