Tampa Car Accident Lawyer
Car Accidents in Tampa, Florida
A car accident can change the course of your life in a split second. Severe collisions can result in costly property damage, devastating personal injuries, and even death. This idea can be especially frightening when we think of how many distracted, negligent, and angry drivers get behind the wheel each day. According to the United State’s Department of Transportation, every year there are over six million auto, motorcycle, and truck collisions, which result in an average if three million personal injuries and 40,000 fatalities.
In Florida, the car accident statistics can seem even more frightening than the national average when you consider that we’re one state in fifty, but our numbers are fairly close to the national average when you factor in population proportionality. The Florida Department of Highway Safety and Motor Vehicles reported 388,032 auto collisions in 2017 alone, which resulted in 246,285 total personal injuries and 2,892 deaths. That means that Florida, with about 6% of the country’s population, had approximately 6.5% of the accidents for all fifty states and 6% of the fatalities.
While these numbers may be interesting to statisticians, the only accident that matters to a victim is the one that they’re involved in. Since life after an accident can be challenging, it’s essential you understand how to recover financial compensation for your car accident damages in the Tampa Bay area of Florida. If you need help filing an insurance claim or personal injury lawsuit after your Tampa car accident, medical, and attorney referral service, 1-800 INJURED, can connect you with a lawyer near you. Call us today to get started on your case.
Compensation From a Florida Car Accident
The aftermath of a Tampa car accident can be disastrous. Many collisions result in death or cause severe and life-threatening injuries like spinal cord damage, paralysis, traumatic brain injuries, disfigurement, amputations, and much more.
Medical bills and lost wages can quickly put your household under a financial strain, but you shouldn’t have to stress about money while trying to get back on your feet after a crash. Regardless of which driver is liable, hiring a car accident lawyer can help recover the compensation you need for your accident damages.
Filing Auto Insurance Claims After a Florida Car Accident
Florida is a “No-Fault” insurance state, and accident claims in Tampa follow the state mandate, which means that after a car accident, the drivers involved have to turn to their own auto insurance provider to cover the costs of some of their accident damages. Under state law, all motorist must purchase a minimum of $10K in Personal Injury Protection (PIP) Coverage to cover the cost of medical bills and lost wages they may suffer in a crash, regardless of which driver is responsible.
However, Florida’s no-fault statute only requires your insurance company to reimburse you for 80% of your total medical bills and 60% of your lost income. Your PIP coverage might also be subject to a deductible which makes you responsible for the first grand in medical bills before your benefits kick in.
Fortunately, hiring a car accident attorney can help you get the maximum compensation for your injuries. An auto accident lawyer will be able to handle the evidence of your case correctly to protect you from unfair adjustment practices and get you a fair settlement that adequately covers your losses.
Who Can File a Car Accident Injury Lawsuit
There are exceptions to Florida’s insurance law which allows specific drivers to sue another motorist who caused the crash directly. First, any car accident victim who sustains permanent damage can file a personal injury lawsuit to recover economic and non-economic damages. Permanent damage is a significant or perpetual loss of a vital bodily function, a disability, substantial/permanent scarring or disfigurement, or death. Compensation for these cases includes payment for economic damages including medical bills, lost income, and property damage, as well as an allowance for intangible losses, like your pain and suffering.
The second exception allows patients whose medical bills and lost wages exceed the $10K PIP limit. In this instance, individuals can file an injury lawsuit to recover the remaining financial expenses not covered by the auto insurance.
The Benefits of Hiring a Car Accident Attorney
If you need to file an auto insurance claim or personal injury lawsuit after a Tampa car accident, a lawyer could help you recover the most money for your case. Attempting to negotiate with your insurance provider alone can be challenging and may even hurt your pockets in the end.
Insurance adjusters profit from lowballing customers to protect their company’s bottom line. Adjusters are notorious for employing unfair tactics like arguing coverage based on liability, disputing the billed amount of medical treatment, and pressuring clients to sign a settlement as soon as possible to save money. Failing to provide the proper documents during settlement negotiations can leave you vulnerable to future medical expenses and financial hardship. Hiring a Tampa car accident attorney can give you the peace of mind that your rights and best interest are protected throughout every level of your case.
Every severe car accident warrants the legal advice of an attorney. Depending on your circumstances, a lawyer may advise filing a personal injury lawsuit to recover additional compensation for your case. They will be able to help you establish liability and hold the negligent driver accountable for your accident damages. You shouldn’t have to suffer due to another person’s carelessness. Obtaining legal representation could be your first step on the brighter path to recovery.
How 1-800 INJURED Can Help You Today
At 1-800 INJURED we understand that the physical, emotional, and financial tolls after a car accident can be overwhelming, which is why we want to help. 1-800 INJURED is an attorney and medical referral service that connects Central and South Florida drivers with the personal injury attorneys they need after a car crash. We work with a network of attorneys dedicated to recovering the maximum compensation for their clients.
You already have so much on your plate. Let the attorneys fight your legal battles so that you can focus on recovery. Call us toll-free at 1-800-INJURED to get started on your case today.