If you have been involved in an accident with an aggressive driver, then you already understand how intimidating and terrifying the entire experience can be. Luckily, you are entitled to compensation from the other driver or their insurance company for the accident that they caused, and working with an aggressive driving accident attorney is a proven way that you can give yourself all of the tools you need in order to get what you actually deserve.
1-800-Injured is an attorney and medical referral service. Instead of spending valuable time trying to track down an attorney who is available and willing to take your case, we can connect you directly to an attorney who is ready to help you get the money that you deserve as soon as possible.
Read more below to get a better idea of how this process works, and contact us as soon as possible to get connected with the attorney who will guide you through this complicated process.
Aggressive Driving Defined
If you live in Miami, Florida, you probably witness aggressive driving on a regular basis. It is the hostile operation of a vehicle without regard to other drivers. Aggressive driving includes many behaviors including making frequent or dangerous lane changes, failing to use turn signals, not yielding to the right of way, tailgating, and disregarding traffic controls.
When confronted with aggressive driving, you should make every attempt to get out of the way safely. Put your pride in the back seat and try not to escalate the situation. Aggressive driving can cause severe car accidents that might result in significant property damage, a devastating personal injury, or even death.
Maximum Compensation After an Accident
The aftermath of a car accident can be a living nightmare. A car crash injury can lead to overwhelming medical bills, lost wages, and unbearable pain and suffering. If you have been in a Miami car accident, it is essential that you understand how to get compensation for your injuries.
Florida is a “No-Fault” insurance state, so you will always file a claim with your insurance provider after a car accident. By law, drivers must purchase a minimum of $10K in Personal Injury Protection (PIP) coverage as part of their auto insurance policy. These PIP benefits are intended to cover medical bills and lost wages.
However, the law only requires insurance providers to pay for 80% of medical bills and 60% of lost wages. For many people, this gap in coverage may cause financial hardship. If you find yourself struggling to get the compensation you need after an accident, hiring an attorney can help you secure the money you need to get back on your feet.
Benefits of Hiring an Attorney
Whether you are settling a claim with your insurance provider or filing a personal injury lawsuit in court, an experienced attorney can be the tool you need to get the maximum compensation for your damages. For instance, many insurance adjusters will try to low ball customers to protect their company’s bottom line. They will often try to save money by pressuring you to sign a settlement as soon as possible.
You might be tempted to settle for some temporary relief, but don’t. It is possible that the amount they are offering does not cover all of your injuries and future medical bills and once you settle there is no going back. Hiring an attorney will likely get you more money and it can protect you from being bombarded with future out-of-pocket expenses and medical bills. Moreover, they might even be able to help you obtain payment for damages not covered by your insurance provider.
Frequently Asked Questions About Aggressive Driving Accidents
The following are just a few of the common questions that an attorney will help you answer in greater detail during your initial consultation and throughout the work you will do together. Remember that your specific answers will vary depending on many different factors, so you should connect with an attorney as soon as possible to understand exactly how you can move forward, and how they can help.
Do I need to hire an attorney to file an insurance claim?
There is no legal requirement for a victim of a car accident to hire an attorney, but the reality is that the only team that benefits when you work alone is the insurance company. Remember that insurance companies have been operating for decades or more, and have spent all of their time in the business getting better and better and limiting the amount of money they pay for claims. If an insurance company paid everything that a claimant truly deserved, they would go out of business shortly.
When you work with an attorney, they will be able to combat these aggressive insurance company tactics intended to limit your settlement, at the same time that they will shield you from the stress of the process. In addition, having an attorney as your intermediary is a great way to make sure that you do not accidentally make any statements that the insurance company twists into leverage for their own best interests, even something as simple as an apology being used as evidence that you admitted fault, and therefore deserve less money.
When should I hire a lawyer after an accident with an aggressive driver?
Many people do not think of hiring a lawyer until well after their claim is underway, but realistically the ideal time to hire a lawyer is the first moment you get to pick up a phone. When you are working with a lawyer from day one, they can handle every communication with the insurance company while you focus on getting your life back on track. Stress plays a significant role in recovery, and every step you can take to reduce it will help you along this process.
In addition to the stress relief that having an attorney provides, they will be able to be aware of every single contact with the insurance agent and will be able to ensure that each statement is made with the law in mind to avoid unnecessary miscommunications that could provide the insurance company with additional leverage. Every time that your attorney speaks with the insurance company is one more time that you do not have to worry about your words being put under a microscope.
Do I need to accept the insurance company’s offer after an accident with an aggressive driver?
After the insurance company concludes their claim investigation, they will make you an initial offer that they will attempt to position as the final offer. This, however, is not the case. Once the insurance company has concluded their investigation, you and your attorney will now be able to initiate a series of negotiations intended to close the gap between your calculations and the insurance company’s offer so that you can get the money you deserve, and not just what the insurance company wants to pay.
There are times when the damages are low enough that there is no real difference in what you deserve and what they calculate, but this is rare. Regardless of whether or not you believe that you are entitled to more, NEVER accept an offer from the insurance company without first consulting an attorney.
How long will it take to get a settlement after an aggressive driving accident?
There is no way to know for certain how long it will take for you to get your payment from the insurance company after an accident with an aggressive driver, but there are a few important factors that you should be aware of.
First is that Florida has a four-year statute of limitations, meaning that you will have four years from the date of the accident to either reach a settlement agreement OR to file a lawsuit, depending on what you and your attorney decide. The second factor that plays an important role in understanding your settlement timeline is the difference in your calculations and the insurance company’s calculations. If there is a major difference then your negotiations have a lot more ground to cover, which may take longer. This is typically because of the non-economic damages in the accident, which are more difficult to calculate but are just as important to your award.
How 1-800 Injured Can Help You
1-800 INJURED is a medical and attorney referral service dedicated to helping clients recover after a car accident in Miami, Florida. We connect patients with our network of experienced attorneys so that they can get the maximum compensation for their injuries. We understand that living with a personal injury can be an immense challenge, and we want to help. Call us toll-free at 1-800 INJURED today to get connected with a personal injury attorney with extensive experience with your type of case.