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Miami Auto Insurance Claims

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Call 1-800 INJURED After a Miami Car Accident

According to the Association for Safe International Travel, approximately 1.3 million people die every year by car accidents. On average, that’s 3,287 deaths every day. Moreover, an additional 20-50 million people are injured or disabled annually because of car crashes.

These figures are sobering. However, these statistics do not convey the physical, emotional, and financial burdens forced on victims with a personal injury. Car accidents can result in expensive property damage, devastating personal injuries, and even death.

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It’s unfortunate that many individuals have to fight haggling car insurance companies to get the coverage they need to recover. Luckily you don’t have to do it alone. If you need assistance filing an insurance claim or are suffering a personal injury, 1-800 INJURED is here for you. We are an attorney and medical referral service that helps people, like you, every day by connecting them with experienced attorneys who care. The 1-800 INJURED network of lawyers dedicate themselves to getting clients the maximum compensation possible. Call us today at 1-800 INJURED and get started on the right path to recovery.

Florida’s No-Fault Insurance Laws

Florida is a No-Fault insurance state. This law requires drivers to file damage claims with their insurance after an accident. It also requires all vehicles with four or more wheels to purchase Florida car insurance, with a minimum of $10,000 in Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage each.

The PIP benefits of your insurance are meant to cover medical bills and lost wages. However, the law only requires insurance companies to pay 80% of medical bills and 60% of lost wages. Moreover, depending on the deductible of your insurance, you may be responsible for the first grand in out-of-pocket expenses before your coverage kicks in. PIP benefits extend to pedestrians or cyclist hit by your vehicle and can for relatives living in the same household driving the insured car.

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Expenses that are not covered by your auto insurance could be paid for by your health insurance. For example, MedPay handles first-party claims and pays for medical bills regardless of fault. MedPay won’t compensate for any lost wages, but it can pay for the deductibles, coinsurance, and copays of other insurance types, including your PIP coverage. So after your car insurance pays for 80% of your medical bills, MedPay would cover the additional 20%. MedPay coverage is optional, and the benefits you have with your health insurance company depend on your policy. Contact your health insurance provider for a better understanding of the plan you currently have.

Exceptions to Florida’s No-Fault Statute

Florida law also allows individuals to file a suit against the liable driver for damages if they meet specific requirements.

For starters, if you are not responsible for an accident and have suffered a permanent injury, you can sue the at-fault driver for economic and non-economic damages. By law, a permanent injury is a permanent loss of a vital bodily function, significant scarring, disfigurement, disability, or death. Victims with a personal injury can recover economic damages, which would cover the cost of past and future medical bills, lost wages, and loss of earning potential. Non-economic damages compensate for intangible injuries like pain and suffering, loss of comfort, anxiety, and mental anguish.

You can also sue the responsible driver if your medical bills and lost wages exceed the PIP $10,000 limit. In these cases, compensation can be recovered for any out-of-pocket expenses stemming from the accidents, including present and future lost wages, loss of earning capacity, medical bills, and medical payments.

If you have a personal injury or need help getting the compensation you need after an accident, call us today at 1-800 INJURED to get connected with a competent attorney.

Auto Insurance Claims After an Accident

You will need to notify to car insurance company of any car accidents. When explaining what happened, it would be wise only to give your insurance provider the evident facts. What you say can be used as evidence in your case, so it’s better to be safe and only provide them with the information they need.

After the proper steps have been taken, your insurance provider will offer your claim an amount for settlement. It is likely that this first offer will not be the best. Insurance adjusters are trained to lowball clients to protect the company’s bottom line. They will try to save money by forcing you to sign a settlement as soon as possible. You might be tempted to settle for some temporary relief, but you should resist this urge. If you were injured in the accident, it might take weeks before the symptoms begin to appear. Medical conditions worsen over time, and the quicker you settle, the less likely all of your injuries will be covered.

Benefits of Hiring an Attorney

Insurance companies are reluctant to make proper claims, and frequently restrict payouts. They don’t want you to hire a lawyer. Adjusters know that an experienced attorney will fight for your best interest and likely get you more money. This trend is precisely why you should hire an attorney.

Our network of trusted attorneys have the knowledge and tenacity to get the best possible result for your case. They will dedicate themselves to getting you the maximum compensation you need to get back on your feet and will fight for you until the very end. Let them handle the legal work so that you can focus on recovery.

Get Started on Your Case Today

No one should ever have to suffer due to someone else’s negligence. If you have been injured in a Miami car accident and are not getting the compensation you deserve, contact us today to get connected with an attorney you can trust. We understand that life after an accident can be challenging, but don’t let the aftermath of a crash put your life on hold. Call us today at 1-800 INJURED and get started on your case today.

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Paola Tangarife

En el accidente que tuve el año pasado... contacte 1800- Injured, la atencion fue inmediata.. el personal del centro medico excelente, cuando necesitaba transporte me mandaban recoger. He quedado muy contenta con el servicio y sobre todo con la compensacion q el abogado me consiguio...Los recomiendo 100%

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Diana Hernandez

Excellent service, amazing team! Thank you for making this process easy. Specially thank you for Caring ... definitely super recommended!

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Edner Blaise

Great staff and company, help me out when I didn't have clue what to do. Help me get to my therapy and doctor appointments on time. Always kept me updated and actually show concern. I lost my job and all threw the accident but 1800 Injured help me overcome and I found me another job in no time.Even doe I was in a accident 1800 Injured was a blessing and help start a new path. I really appreciate the help and the work they did on my case. I will forever be greatfull and appreciate what they have done. If you ever in a accident they are the only people I recommend!!! 1-800 -Injured

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John O.

These guys have helped me to the fullest. I highly recommend these guys to anyone who needs help after being in an accident. Thank you 1-800 injured.

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Robert Guerrero

1-800-Injured is the best company by far in the whole state of Florida for all your accident needs. Amazing company, They are truly very unique in their own special way and have tremendous customer service. Best company out there, hands-down. I highly recommend 1-800-Injured.

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Leo Machado

I had a case with 1800 injured and they were very helpful, very professional, and friendly. Always answered all my questions. Even thought being in a accident is a horrible experience, they made it super easy for me.

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Jose Balboa

I was injured while on my bike. I was hit by a car and broke my arm. It was my first accident and I didn’t know what to do. I called Them and their team helped me through everything from finding medical attention to getting therapy for my arm. If you ever need someone to help you through any accident I recommend 1-800 Injured over anyone else! Thank you guys for all your help!

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Janeth Zapata

Excellent service and customer care. Good medical services. I will recommend them million times. They help us and answer all our questions timely.

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Cynthia Palomino

A car accident can be the most stressful time for anyone. The best thing I could've done was call 1800 injured. They take care you from beginning to end. They handle all of the work of going through the claim process and making sure you get the medical treatment you need. Working with their lawyer was very helpful during this time. You won't regret it.

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Cynthia Palomino

A car accident can be the most stressful time for anyone. The best thing I could've done was call 1800 injured. They take care you from beginning to end. They handle all of the work of going through the claim process and making sure you get the medical treatment you need. Working with their lawyer was very helpful during this time. You won't regret it.

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Monch Star

Great staff, Got into in accident and called them and they had my back all the way.

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Pamela Skordilis

Thank you so much 1800Injured for helping me through such a difficult time after a very painful slip and fall. Because of the amazing medical treatment I received I had such a speedy recovery feeling as good as brand new. I highly recommend 1800injured for anybody involved in any type of life got so much easier with the help and guidance from the best attorney who never missed a call or text or left any question unanswered.

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Adela Palomino

The team came together to assist me in everything possible. They handled my case in a professional matter knowing that time is sensative on each case. Highly recommend 1-800-Injured.

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Juan Castroman

Great service, Paola is very nice.. very helpful! Will recommend to friends and family for sure!

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Jardine Lewis

I must say that working with 1800-Injured was seamless during a stressful period. Both myself and my wife got into auto accidents within two months of each other and the service received ion both cases from this company is seciond to none. We felt completely at ease from the initial phone call, as they were recommended by someone else who too had a pleasant experience and at every stage in the process we were kept informed, the explanation of the process was thorough and the follow up was an indication that we were in great hands. Thank you for making what could have been a very unpleasant and stressful experience one that was seamless and stress free.

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Matt Shapiro

I used 1800injured after my accident and I'm really glad I did. They set me up with amazing professionals that settled my claim quickly and most importantly, hassle free. I don't know how people find the time to resolve a car accident any other way.

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Indiana Sacasa

I had a car accident a few months ago, I called 1-800 Injured and they were there for me through the whole process from start to end. The medical treatment I received was excellent and they connected me with a great lawyer. They will definetly help you out! I would completely recommended after a car accident :)

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Giancarlo Siero

I had a car accident about 3 months ago, I contacted 1-800 injured and couldn't be happier. They were not only very professional but very understanding of my personal needs. The medical treatment I received was beyond my expectations, and they got me in contact with a great lawyer as well. I would definitely recommend after a car accident.

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Pedro Gonzalez

I had car accident and this guys took care of everything all the way to the end . I'm very happy with the results I had ! I recommend them without a doubt 100%!

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Naslyn Baez

I was recently involved in a automotive accident. A car crashed into my car from behind and I was pushed forward and I hit the car in front of me. At that time I really didn't know what to do or who to call. I remember seeing an Ad for 1 800 Injured on my Instagram page. I called them and they were very informative and handled everything from A to Z. They set me up with a great lawyer and with the right doctors.

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Luis Carlos Ferro

Hace unos cuantos meses tuve un accidente con mi novia en el highway, inmediatamente despues del accidente me comunique con 1-800 injured ya que un amigo me lo habia mencionado. Desde que hice la llamada estuvieron a mi disposicion 100%. Me mandaron a la clinica el mismo dia y me ofrecieron un driver de mi casa a la clinica ya que no podia manejar en esas circustancias. No solo eso, tambien me ofrecieron un exelente abogado que llego a mi casa el mismo dia del accidente. No puedo quejarme de su servicio, recibi un excelente tratamiento en la clinica durante 3 meses y en todas mis visitas el driver me llevaba y me traia a mi casa. Definitivamente ofrecen un excelente servicio y se preocupan por sus clientes. Si llegan a tener un accidente automovilistico no duden en contactar a 1-800 Injured!

Have you been injured?

  • We are an attorney and medical referral service
  • Proven Effective in Successfully Handling Personal Injury Cases
  • Attorneys in the 1-800-injured network work on a contingency basis. They only get paid if you win.