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Florida Car Accident FAQ

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How do I report my car accident?

First, you should never flee the scene of a crash. Provide any necessary help after the crash and call the local police if there was substantial property damage, death, injury, a hit and run, or an accident involving an intoxicated driver. Provide law enforcement with any necessary information but remember that anything you say can be used against you in the court of law. Be polite but cautious as to what you say. The police will later make an unbiased car accident report.

You should also inform your car insurance company of any accidents. By Florida law, every vehicle with four or more wheels is required to purchase Florida Car Insurance coverage with a minimum of $100,00 in Personal Injury Protection (PIP) and Property Damage Liability (PDL) each. Since Florida is a No-Fault Insurance state, the PIP benefits will cover medical bills and lost wages. Insurance companies have to pay for 80% of medical bills and 60% of lost wages.

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What should I say to the Insurance company?

You have to report your accident with your auto insurance company, but remember that what you say can affect your case. Report the clear facts of the accidents, give your information and the other driver’s information, but you should not discuss fault without first consulting with an attorney.

If you hire a lawyer and the other driver’s insurance company contacts you, decline to answer. Inform them that your attorney will contact them. If an attorney or anyone on an attorney’s behalf attempts to solicit your case at the hospital, scene of the accident, by phone call or letter, ask them to leave. It is wrong for them to reach out to you directly after your accident.

Should I settle with the insurance company?

An insurance company’s first offer is likely not the best possible offer. Insurance adjusters profit from lowballing settlements to protect the company’s bottom line. As a rule of thumb, you should consult your case with an attorney if there was significant property damage and or personal injury. If you are injured, they will probably not account for all of your injuries, which can be costly in the future.

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Call us today at 1-800 INJURED to review your options with an attorney. Our network of professional car accident attorneys do not require any out-of-pocket fees, and they handle cases on a contingency fee basis. This agreement ensures that you will not pay any legal fees unless your attorney recovers compensation.

Should I go to the doctor after a minor injury?

Yes! You should visit the doctor after an accident regardless of how you feel. It is typical for signs of injury to appear weeks after the date of the crash. Some minor injuries can be indicators of future illnesses, including soft tissue injuries. To be safe, you should discuss all pains that have emerged since your accident.

My medical bills exceeded my PIP coverage, what can I do?

Sometimes the medical bills and lost wages following a car accident exceed the PIP coverage provided by your insurance company. By law, your insurance provider is only required to pay 80% of medical bills and 60% of your lost wages. Moreover, depending on your deductible, you may be responsible for the first $1,000 in medical bills and lost wages before your coverage kicks in. For many people, this coverage is not enough.

Fortunately, there are exceptions to the statute. People who are not at-fault and were injured in a car accident can sue the liable driver if their medical bills exceed $10,000. In these cases, compensation for past and future medical bills, any lost wages, and future loss of earning potential.

Victims of car accidents can also sue the liable driver if they suffered a permanent injury. Permanent damage is a permanent loss of vital bodily function, significant scarring, disfigurement, disability, or death. In Florida, you could sue the responsible party for economic and non-economic damages. Financial compensation would cover any out-of-pocket expenses like past and future medical bills, medication, and lost wages. Meanwhile, non-economic damages pay for any psychological harm stemming from the accident. This compensation would cover the pain and suffering portion of your claim.

It has been a while since my accident. Can I still file a lawsuit?

In Florida, the statute of limitations for personal injury lawsuits is four years. This law means that you have four years, from the date of the accident, to file a lawsuit petition in court. If the accident resulted in a death, the deadline is two years. However, you should not delay your case. Since evidence is not timeless, the sooner you hire an attorney, the better.

Call 1-800 INJURED After an Accident

If you were injured after an accident, it is essential that you hire an experienced personal injury attorney. You may be tempted to settle with your insurance company to receive some temporary relief, but don’t. They are likely offering an amount that may not cover future medical expenses and lost wages. Once you settle, you can’t go back. Any car accident injury warrants proper medical examination and the legal advice of a competent attorney. Call us today, and we will connect you with an attorney dedicated to getting you the compensation you need.

1-800 INJURED is an attorney and medical referral service that helps clients like you every day. Our network of honest attorneys will work with you to ensure that all your injuries are accounted for, and that expensive medical bills don’t compromise your future. You shouldn’t have to suffer due to someone else’s negligence. Let one of the 1-800 INJURED lawyers handle the legal work so that you can focus on recovery. Call us today at 1-800 INJURED and get your life back on track.

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Paola Tangarife

En el accidente que tuve el año pasado... contacte 1800- Injured, la atencion fue inmediata.. el personal del centro medico excelente, cuando necesitaba transporte me mandaban recoger. He quedado muy contenta con el servicio y sobre todo con la compensacion q el abogado me consiguio...Los recomiendo 100%

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Diana Hernandez

Excellent service, amazing team! Thank you for making this process easy. Specially thank you for Caring ... definitely super recommended!

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Edner Blaise

Great staff and company, help me out when I didn't have clue what to do. Help me get to my therapy and doctor appointments on time. Always kept me updated and actually show concern. I lost my job and all threw the accident but 1800 Injured help me overcome and I found me another job in no time.Even doe I was in a accident 1800 Injured was a blessing and help start a new path. I really appreciate the help and the work they did on my case. I will forever be greatfull and appreciate what they have done. If you ever in a accident they are the only people I recommend!!! 1-800 -Injured

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John O.

These guys have helped me to the fullest. I highly recommend these guys to anyone who needs help after being in an accident. Thank you 1-800 injured.

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Robert Guerrero

1-800-Injured is the best company by far in the whole state of Florida for all your accident needs. Amazing company, They are truly very unique in their own special way and have tremendous customer service. Best company out there, hands-down. I highly recommend 1-800-Injured.

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Leo Machado

I had a case with 1800 injured and they were very helpful, very professional, and friendly. Always answered all my questions. Even thought being in a accident is a horrible experience, they made it super easy for me.

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Jose Balboa

I was injured while on my bike. I was hit by a car and broke my arm. It was my first accident and I didn’t know what to do. I called Them and their team helped me through everything from finding medical attention to getting therapy for my arm. If you ever need someone to help you through any accident I recommend 1-800 Injured over anyone else! Thank you guys for all your help!

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Janeth Zapata

Excellent service and customer care. Good medical services. I will recommend them million times. They help us and answer all our questions timely.

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Cynthia Palomino

A car accident can be the most stressful time for anyone. The best thing I could've done was call 1800 injured. They take care you from beginning to end. They handle all of the work of going through the claim process and making sure you get the medical treatment you need. Working with their lawyer was very helpful during this time. You won't regret it.

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Cynthia Palomino

A car accident can be the most stressful time for anyone. The best thing I could've done was call 1800 injured. They take care you from beginning to end. They handle all of the work of going through the claim process and making sure you get the medical treatment you need. Working with their lawyer was very helpful during this time. You won't regret it.

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Monch Star

Great staff, Got into in accident and called them and they had my back all the way.

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Pamela Skordilis

Thank you so much 1800Injured for helping me through such a difficult time after a very painful slip and fall. Because of the amazing medical treatment I received I had such a speedy recovery feeling as good as brand new. I highly recommend 1800injured for anybody involved in any type of life got so much easier with the help and guidance from the best attorney who never missed a call or text or left any question unanswered.

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Adela Palomino

The team came together to assist me in everything possible. They handled my case in a professional matter knowing that time is sensative on each case. Highly recommend 1-800-Injured.

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Juan Castroman

Great service, Paola is very nice.. very helpful! Will recommend to friends and family for sure!

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Jardine Lewis

I must say that working with 1800-Injured was seamless during a stressful period. Both myself and my wife got into auto accidents within two months of each other and the service received ion both cases from this company is seciond to none. We felt completely at ease from the initial phone call, as they were recommended by someone else who too had a pleasant experience and at every stage in the process we were kept informed, the explanation of the process was thorough and the follow up was an indication that we were in great hands. Thank you for making what could have been a very unpleasant and stressful experience one that was seamless and stress free.

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Matt Shapiro

I used 1800injured after my accident and I'm really glad I did. They set me up with amazing professionals that settled my claim quickly and most importantly, hassle free. I don't know how people find the time to resolve a car accident any other way.

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Indiana Sacasa

I had a car accident a few months ago, I called 1-800 Injured and they were there for me through the whole process from start to end. The medical treatment I received was excellent and they connected me with a great lawyer. They will definetly help you out! I would completely recommended after a car accident :)

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Giancarlo Siero

I had a car accident about 3 months ago, I contacted 1-800 injured and couldn't be happier. They were not only very professional but very understanding of my personal needs. The medical treatment I received was beyond my expectations, and they got me in contact with a great lawyer as well. I would definitely recommend after a car accident.

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Pedro Gonzalez

I had car accident and this guys took care of everything all the way to the end . I'm very happy with the results I had ! I recommend them without a doubt 100%!

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Naslyn Baez

I was recently involved in a automotive accident. A car crashed into my car from behind and I was pushed forward and I hit the car in front of me. At that time I really didn't know what to do or who to call. I remember seeing an Ad for 1 800 Injured on my Instagram page. I called them and they were very informative and handled everything from A to Z. They set me up with a great lawyer and with the right doctors.

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Luis Carlos Ferro

Hace unos cuantos meses tuve un accidente con mi novia en el highway, inmediatamente despues del accidente me comunique con 1-800 injured ya que un amigo me lo habia mencionado. Desde que hice la llamada estuvieron a mi disposicion 100%. Me mandaron a la clinica el mismo dia y me ofrecieron un driver de mi casa a la clinica ya que no podia manejar en esas circustancias. No solo eso, tambien me ofrecieron un exelente abogado que llego a mi casa el mismo dia del accidente. No puedo quejarme de su servicio, recibi un excelente tratamiento en la clinica durante 3 meses y en todas mis visitas el driver me llevaba y me traia a mi casa. Definitivamente ofrecen un excelente servicio y se preocupan por sus clientes. Si llegan a tener un accidente automovilistico no duden en contactar a 1-800 Injured!

Have you been injured?

  • We are an attorney and medical referral service
  • Proven Effective in Successfully Handling Personal Injury Cases
  • Attorneys in the 1-800-injured network work on a contingency basis. They only get paid if you win.