You’ve been injured in a car accident that you know is not your fault. Your car has been severely damaged, you’re injured, and you don’t know when you’ll be able to return to work. You know that you should be compensated for your damages, but you have no experience making an insurance claim of this magnitude. That’s where 1-800-Injured can help. 1800-Injured is an attorney and medical referral service. Whether you were injured in Miami, Fort Lauderdale, or Tampa, 1-800-injured can connect you with an experienced car accident attorney in your area who can guide you through the settlement process.

When You’re Entitled to a Car Accident Settlement

Florida law requires that all drivers carry a minimum of $10,000 in Personal Injury Protection (PIP), which covers injuries sustained in an accident, regardless of fault. That may sound like a lot, but with the skyrocketing cost of healthcare, it will only cover the most cursory of examinations. In addition, you must also carry a minimum of $10,000 in property damage liability insurance, but that only covers other vehicles that you may have damaged. Many people opt for higher coverage limits or additional riders, which may pay for additional damages.

If you’re injuries are even moderately severe, however, you will be facing extensive medical bills from doctors, specialists, medical tests, blood work, physical therapy, and follow-up appointments. In addition, you may experience lost wages, diminished work capacity, pain, and suffering. Some of these costs are easy to calculate, while others are determined by case law and predetermined formulas.

The Risk of Settling Without a Car Accident Attorney

Car insurance companies hire claims adjusters to calculate the amount of your damages. In many cases, they’ll present an itemized list for your injuries and damage that would seem reasonable to someone who isn’t familiar with car accident injury claims. Because adjusters are beholden to the insurance companies, however, these claims are usually insufficient.

Before issuing you a check for your damages, most insurance adjusters will ask you to sign a waiver of liability, which states that you’re accepting the funds on the condition that you will not seek further damages. Unfortunately, this prevents you from going back to the insurers if your funds run dry.

How Attorneys Calculate Your Car Accident Settlement Claim

Florida car accident lawyers are experts in calculating damages and negotiating fair and full settlements with insurance company attorneys. Damages for car accidents are divided into two categories: economic and non-economic.

Economic Damages

Economic damages include anything that has a dollar value attached to them. Some of these include: repair cost of your vehicle, ambulance fees, emergency room bill, hospitalization expenses, medications, doctor’s appointments, scans, tests, physical therapy expenses, and lost wages.

Non-Economic Damages

Non-economic damages don’t have a direct dollar value connected with them, so the calculations are usually based on standards that have been established under the law. Some of these non-economic damages include diminished work capacity, diminished quality of life, and pain and suffering.

How Contingency Fees Are Calculated

Car accident attorneys in Miami and the rest of the state of Florida work on a contingency basis, which means that they only get paid if you receive a settlement or a court award. The attorney contingency fees for Floridaare set by state statute. The following are the state’s contingency fee limits.

Before the appointment of an arbitrator:

  • 33?% up to $1 million
  • 30% for the portion from $1-$2 million
  • 20% for any portion exceeding $2 million

After the appointment of an arbitrator:

  • 40% up to $1 million
  • 30% for the portion from $1-$2 million
  • 20% for any portion exceeding $2 million

If all defendants admit fault and the trial is only for damages (and not fault):

  • 33?% up to $1 million
  • 20% for the portion from $1-$2 million
  • 15% for any portion exceeding $2 million

There may be an additional 5% fee added on to the above limits if there is an appeals process involved in the settlement.

The bottom line is that you don’t have to pay money out of pocket to be represented by a professional personal injury lawyer.

Car Accident Attorneys in Florida

1800-Injured is an attorney and medical referral service. If you’ve been injured in a car accident, you are going to need legal help and guidance to make a full recovery. 1800-Injured can put you in contact with one of the vetted attorneys in our statewide network. After your attorney reviews your case with you, they can connect you with doctors who are not only at the top of their respective fields, but are also familiar with insurance claims and settlements. Contact us today.

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