What is My Miami Car Accident Worth?



Our network of attorneys, handle the evidence of your case to build you a strong case and get you the maximum possible compensation. We understand that you might be tempted to accept a quick settlement, however, consulting with a lawyer can determine additional factors that increase the value of your case.

People often make the mistake of allowing insurance companies to settle for a low amount before they have time to realize the gravity of their medical condition. For instance, without accounting for the long-term psychological effects of your injuries, the strain on your personal life, and the actual duration of your medical treatment, you may settle for much less than the total damages you suffered. It is essential to remember that medical conditions may worsen over time and once you settle you can’t get more money from your insurance company.

By hiring an experienced car accident attorney, your claim will likely end up having a higher value. Your attorney will help you see the big picture and avoid settling for an insufficient amount.


No two accidents are identical. Even if two people are driving at the same time of the same day, at the same speed with the same weather conditions, and with the same insurance provider, their car accident claims will be different.

For instance, imagine two drivers were rear-ended under the same circumstances. One driver was a middle-aged man who had previous neck surgery. His injury caused him to miss weeks from work. Ultimately a doctor diagnosed him to have severe whiplash and needed physical therapy. Meanwhile, the other driver was a pregnant 30-year-old woman diagnosed with whiplash after being rear-ended. She would receive a specialized treatment that would not hurt the child. Both drivers have very similar cases, but they are not identical. Each driver will receive different medical treatment, have a different emotional response to the accident, and have their lives affected in different ways. Naturally, the compensation they receive will differ too.

The Three-Times Formula Myth

There is no easy formula to estimate the worth of a Florida car wreck claim. Some people believe that the compensation you receive will be three times your total medical bills. This formula is a myth, and it is possible for you to collect less or more than this amount. It is best to avoid making assumptions and contact an attorney instead. They will be able to evaluate your case and give you an idea of the compensation your case can collect.


Compensation for personal injuries looks to recover damages in the past and future medical bills, lost wages, and intangible injuries.

Since Florida is a No-Fault insurance state, all drivers are required to purchase a minimum of $10,000 in Personal Injury Protection (PIP) Coverage. This policy is meant to cover medical bills and lost wages. However, by law insurance companies are only required to pay for 80% of medical bills and 60% of lost wages. If your medical bills exceed the PIP minimum, Florida allows you to sue the driver responsible for your injuries to recover and medical bills and lost wages not covered by your insurance.

Victims with permanent injuries stemming from the accident can sue the at-fault driver for economic and non-economic damages. Economic damages would recover out-of-pocket expenses for medical bills and lost wages. Non-economic damages would compensate the victim for and psychological harm caused by the accident. This damage includes pain and suffering, disfigurement, disability, and loss of comfort.

Statute of Limitations

After a car accident, victims suffering from severe injuries and medical bills not covered by insurance policies can seek relief through a personal injury lawsuit. In Florida, the statute of limitations for this suit is four years from the date of the accident. Failure to meet the filing deadline may waive your chance of having your case in court. Don’t wait! Start your case and call us today at 1-800 INJURED to get connected with an experienced attorney.


At 1-800 INJURED we understand that life after a car accident can be challenging. Medical bills, lost wages, and physical pain are only the tip of the iceberg. Don’t bear the responsibility of picking up the pieces alone. Let us help you by connecting you with an experienced car accident lawyer who cares.

We are an attorney and medical referral service that help people every day by connecting them with the professionals they need. Our network of trusted lawyers dedicate themselves to getting clients the compensation they need to get back on their feet, and you won’t pay attorney fees unless you win.

Insurance companies want to save money and offer you the least amount of money possible. Don’t miss out on benefits by settling too early. The attorneys in 1-800 INJURED stand up to haggling insurance companies and will fight for your rights until the very end. They will handle your case from beginning to end so that you can focus on recovery. With so much at stake, there is no time to waste. Call us today at 1-800 INJURED and get started on the better side of justice.