Deadlines for Florida Car Accident Lawsuits

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If you were injured in a car accident in Miami, Florida, you might be wondering how you can get the compensation you need to recover. Depending on your situation, a personal injury lawsuit could help you get money for damages not covered by your insurance provider. Call 1-800-Injured to get connected with an honest personal injury attorney for free.


Florida is a “no-fault” state, which means that regardless of which driver is liable, the individuals involved will file an accident claim with their insurance provider after a car crash. By law, drivers have to purchase a minimum of $10K in Personal Injury Protection (PIP) coverage as part of their auto insurance policy. These PIP benefits are intended to cover medical bills and lost wages. However, insurance companies are only required to pay 80% of medical bills and 60% of lost wages.


If your medical bills and lost wages exceed $10K and you are not responsible for the accident, you can sue the liable driver for additional compensation. In these cases, victims can obtain compensation for past and future medical bills, lost wages, and future loss of earning potential.

Car accident victims with a permanent injury can also file a personal injury lawsuit. According to Florida law, permanent damage is a permanent loss of a vital bodily function, disfigurement, disability, significant scarring, or death. In these cases, financial compensation would cover any out-of-pocket financial expenses stemming from the accident and payment for your pain and suffering.

Statute of Limitations

In Florida, the statute of limitations for personal injury lawsuits is four years. This law means that you have four years from the date of the accident to file a lawsuit petition in court. If the accident resulted in a death, the deadline is two years.

You shouldn’t delay your case. Since evidence is not timeless, the sooner you hire a car accident lawyer, the better.

Benefits of Hiring an Attorney

If you were hurt in a Miami car accident, you might be tempted to settle with your insurance company to receive some temporary relief, but don’t. Insurance companies are likely offering an amount that may not cover all of your injuries or future medical expenses and lost wages. Once you sign an agreement, there is no turning back.

Any car accident injury warrants the legal advice of a competent personal injury attorney. They will inform you of all of your options so that you can make the best decision for your particular situation.


1-800-Injured is an attorney and medical referral service dedicated to helping clients like you every day. Our connected network of experienced attorneys will fight for your best interest to ensure that all of your injuries are covered, and that future medical bills don’t compromise your future after a car accident. You shouldn’t have to suffer because of someone else’s negligence. Get the legal help you need to get back on your feet. Call us today at 1-800-Injured and get started on your case today.