Car accidents are responsible for a high percentage of facial scarring injuries across the nation. Broken glass often leads to deep lacerations and the deployment of airbags can cause severe burns to the neck and face. These facial wounds are unique because not only do they generate a substantial amount of pain for the victim, but they might also lead to damaged self-esteem, shame, and embarrassment. Moreover, individuals suffering from a facial injury often have to adjust to a new sense of self due to the change in their appearance.
Cosmetic surgery might be able to improve the effects of scarring, but it requires extensive hospital visits and their associated cost. Therapy may also be necessary to cope with the psychological damage of facial disfigurement.
Compensation For Your Facial Injuries
Fortunately, there are ways to receive compensation for your facial injuries after an accident. Florida law requires your auto insurance provider to cover some of the expenses stemming from your accident and, depending on your situation you may be able to recover additional compensation through a personal injury lawsuit.
Insurance Claims in a No-Fault State
Florida is a No-Fault Insurance state, which means that after an accident you will file a claim with your auto insurance provider to receive payment for some of your accident-related expenses, regardless of which driver is liable for the crash. By law, drivers must be covered by full-liability car insurance with a minimum of $10K in Personal Injury Protection (PIP). These PIP benefits are intended to cover a percentage of your medical bills and lost wages.
Personal Injury Lawsuits
However, there are two exceptions to Florida’s No-Fault insurance law, which allows certain individuals to recover additional compensation through a personal injury lawsuit. The first exception is if you have over $10K in medical bills and lost wages. In these cases, you could recover economic damages for any out-of-pocket expenses stemming from the accident including medical bills, lost wages, and loss of future earning capacity.
The second exception is for victims who have suffered permanent damage, which is defined as a permanent loss of a vital bodily function, a disability, significant scarring or disfigurement, and death. The compensation for these cases includes economic damages along with payment for intangible losses like your pain and suffering.
Many facial injuries qualify as permanent damage because even after the wound has healed, there is still significant scarring or disfigurement. Moreover, the soft tissue of the face can require years of reconstruction and physical therapy to correct damage including loss of sensation, difficulty breathing, dental injury, or loss of jaw mobility.
Call 1-800 INJURED To Get Started On Your Case!
Whether you are filing an insurance claim or personal injury lawsuit, hiring an experienced car accident attorney can help you get the maximum compensation for your facial injury. A competent lawyer will thoroughly investigate the evidence of your accident to ensure that all of your injuries are accounted for, and your rights are protected.
Call us today toll-free at 1-800 INJURED to get connected with a qualified personal injury attorney from our Miami referral network. We are a medical and attorney referral service that helps people like you get connected with the professionals they need after an accident. We work with a network of trusted attorneys dedicated to assisting clients to get the money they need to recover. Call us today at 1-800 INJURED to get started on your case.