Bone Fractures From Car Accidents
You can fracture any bone in a car accident. The force of the crash can hit passengers with external objects, thrust people back and forward in unnatural ways, twist or bend limbs, or crush bodies in the accident. Some of the most common bone fractures caused by car collisions include breaks to the vertebrae in the spine, the femur, collarbone, pelvis, and ribs. Bones in the sternum, skull, neck, and ankles are also frequently fractured in car crashes.
These injuries can be excruciating and may require extensive medical treatment. Whether you need a cast, surgery, or regular medical care, getting the compensation you need is key to a successful recovery.
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Compensation After a Florida Car Accident
Florida’s No-Fault Insurance law requires your auto insurance company to cover some of your losses after a car accident regardless of liability. By law, drivers with a vehicle that has four or more wheels must purchase full liability car insurance, with a minimum of $10K in Personal Injury Protection (PIP) coverage. These PIP benefits cover the cost of up to 80% of medical bills and 60% of lost wages.
When you file a claim with your insurance provider, it is essential that you understand that insurance adjusters do not work for you. They work for their company and profit from low-balling customers. In attempts to save money, adjusters may use unfair practices like disputing the billed amount of medical records, arguing coverage based on liability, and pressuring clients to sign a settlement as soon as possible. To protect yourself against these practices it would be beneficial to hire legal representation. A reputable attorney will stand up to your haggling insurance company and defend your best interest so that you get coverage for all of your injuries.
Personal Injury Lawsuit
Depending on your circumstances, you might also be able to collect additional compensation through a personal injury lawsuit. Florida law allows individuals with over $10K in medical bills and lost wages to sue the at-fault driver for any out-of-pocket expenses resulting from the accident including medical bills, lost wages, and loss of future earning capacity.
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If you have sustained permanent damage (defined as a permanent loss of a vital bodily function, disability, significant scarring/disfigurement, or death), you may also file a personal injury lawsuit. Compensation for these cases includes payment for economic damages (medical bills & lost wages) and money for intangible losses like your pain & suffering.
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Being involved in a car accident can be a devastating experience, especially if you sustain a personal injury like a bone fracture. These injuries can cause physical, emotional, and financial plight, so it is essential that you get the money you need to recover. Whether you are seeking compensation through an insurance claim or injury lawsuit, an auto accident lawyer in Miami can help you get the most from your case.
Call 1-800 INJURED today to get connected with an experienced lawyer from our network. We are a medical and attorney referral service that works with a network of Miami car accident lawyers dedicated to helping South Florida drivers recover after an accident. Call us today to get started on your case.