Navigating the question of “pain and suffering” when it comes time to calculate the damages that a personal injury victim deserves can be a complicated legal issue with no clear answer. Insurance companies capitalize on the abstract nature of this type of damage, along with most other non-economic damages, in order to save themselves as much money as possible. However, working with an experienced and aggressive attorney is one of the proven ways to make sure that you are fighting back and giving yourself a solid chance of getting the money you truly deserve.
Understanding the Big Insurance Companie’s Pain and Suffering Calculators
Large insurance companies use complex computer programs to calculate accident claims, including the question of pain and suffering. But how much can a computer truly understand the nature of your injuries and the severity of the pain that you must endure? While this is a great way for a massive insurance company to handle claims in a timely manner, it is not necessarily the best way for a victim to get the money they feel that they truly deserve.
If you are filing a claim with a large insurer, you can expect that your initial offer will be made quickly due to the efficiency of this technology, but you should be working closely with an attorney to make sure that you get what you actually deserve, and not just what an algorithm has determined is appropriate for your situation.
If you are filing a claim, prepare for a frustrating and complicated fight against a computer program, a team of in-house lawyers, and a systematic approach towards denying and limiting claims as aggressively as possible. Hire an attorney before you even make contact with them.
How Are Large Insurers When It Comes to Paying Claims?
If you are working with your insurance company to get compensated for an accident that you were involved in and that their client caused, you should be aware that they are notoriously difficult to work with for a variety of reasons. One is that they lean on Colossus aggressively to calculate their claim payments, and go to great lengths to refuse any variations from this computer-generated offer.
Larger insurance companies, like Allstate, Geico, and Progressive vary when it comes to factors like having a reasonable experience when it comes to filing claims, receiving payouts in a timely manner, etc. Attorneys across the country know this to be true, and therefore, focus on developing specific approaches towards different insurance companies and their approaches to settling claims.
Without getting too far into the details of which insurers are the more difficult to work with, simply know that you need an attorney to help you deal with most large companies. 1-800-Injured is an attorney and medical referral service that can get you in touch with a lawyer who is ready to help you take on your insurance company as soon as possible.
Car Accident Compensation
Quantifying what you’re owed for your pain and suffering is notoriously difficult because it’s not easily quantifiable in the way that loss of income, property loss or specific types of injuries are.
An online pain and suffering calculator can work to give you a basic idea of what you’re owed, but even then the numbers aren’t always very clear.
To improve your case it’s important that you seek medical attention and keep track of your bills and your doctor’s comments.
Because they’re difficult to quantify, claims for pain and suffering damages are often rejected, forcing you to file a lawsuit in order to secure a settlement. Pain and suffering compensation is a complex field that should be handled with the help of a professional. Call one of the lawyers in our network for help in putting together a solid claim, and to ensure that your case is taken seriously.
Please call us at 1-800-Injured (1-813-291-3628). The car accident injury lawyers in our network can help handle your case and ensure that you’re compensated to the fullest extent of the law.