Bodily Injury or Physical injury liability means if the defender is involved in an accident and the other person(s) gets hurt because of his/her fault then he/she is legally responsible for the damages. In this case, the defender is required to pay for the medical bills or funeral costs to the plaintiff.

In most states, it’s mandatory to have a bodily injury liability coverage and sometimes have a minimum limit attached to it as well. The cover can help settle down the claims and bear the legal defense costs as well.