Glossary

The amount of money awarded by the auto insurance company to the plaintiff , when the latter is not at fault, is called accident compensation. It is given to recoup any losses incurred as a result of accident. However, getting accident compensation is not as simple. The injured may seek an expert advice or deploy…

The actual amount of damage to the plaintiff including but not limited to repair charges for vehicle, medical bills, loss of present and future income due to temporary or permanent disability etc. The amount of compensation is usually decided by the court where the accidental injury lawsuit is filed. However, in some states there may…

Accident liability involves determining who is at fault and hence, is legally responsible (liable) for the accident. Locating the party at fault may not be simple and obvious as the decision usually rests on motor vehicle statutes rather than the common legal definition of “fault”. For example, if the driver of the vehicle is found…

If there is a road accident, and one or more parties to the accident suffer from vehicle damage or personal injury, then those parties raise claims for the damage on the party at fault. Accident settlement is a situation where all the parties involved agree on the compensation amount and reach to a settlement without…

Bodily Injury or Physical injury liability means if the defender is involved in an accident and the other person(s) gets hurt because of his/her fault then he/she is legally responsible for the damages. In this case, the defender is required to pay for the medical bills or funeral costs to the plaintiff. In most states,…

Traffic collision, also known as a motor vehicle collision (MVC), traffic accident, motor vehicle accident, car accident, automobile accident, road traffic collision, road traffic accident, wreck, car crash, or car smash occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other stationary obstruction, such as a tree or utility pole. Traffic…

The car is considered to be “totaled” when the cost of repair either exceeds the actual value cost (ACV) or is exorbitantly high. It is also called “written off”. For example, if the car value is $10,000 and the estimated cost of repair is $8,000 then the insurance company considers such a vehicle as a…

Catastrophic Injury leaves a person disabled and prevents him from undertaking any constructive activity. It usually has severe and long-term implications. The victim may require constant supervision, assistance and medical aid in this case. Some of the catastrophic injuries include spinal cord and neurological disorders; foot, back, eye or neck injury; multiple bone fracture etc.

A civil lawsuit is a legal proceeding in which one party, the plaintiff, who purports to have suffered loss on account of some action, inaction or irresponsible behavior of the defendant, raises a dispute in a court of law against the defendant. If the lawsuit is successful then the court passes some order to give…

The inability to work due to an injury or illness is called disability. If you are 18 or above, are not receiving benefits on your Social Security record and cannot work for at least 12 months then you are entitled to short-term or long-term disability benefits depending on your medical condition. Some of the commonly…