Each year, the World Meteorological Organization publishes names that will be applied to upcoming tropical storms, which is how hurricane names are established. Therefore, we know already that there is a likelihood that Florida endures a Hurricane Gonzalo, although there is no certainty about this until it happens. Regardless, knowing how to file an insurance claim following a hurricane is arguably as important as knowing how to protect your home, property, and family against the destructive forces of these storms during the hurricane season.

Floridians are used to hurricanes, but even the most prepared resident is not impervious to the high winds and rains that these powerful storms bring to our state. Luckily if you experience any damage to your property that is covered by an insurance policy, you will be able to submit a claim with your insurance company in order to receive compensation to help repair or replace the damaged property. 

Hire an Attorney Today For Your Hurricane Claim

While it is fairly simple to submit a claim to your insurance company following a hurricane, it is not as easy to get the money you actually deserve as the insurance company would like to you believe. This is why working with an attorney is such a good idea during this process. While you are focusing on getting your life back on track after a serious storm, you can be confident that your attorney is advocating for you during the claims process. When you pay into an insurance policy diligently, you have every right to expect that your claim will be settled for what it is actually worth, but you may be very frustrated to realize that your insurance company does not feel the same way. 

Read more below about some common claims during Florida hurricanes, as well as why it is so important to work with an attorney who understands this process and can push to get you the money you deserve.

Common Hurricane Claims in Florida

Hurricanes are costly and destructive, and the following are just a few examples of some of the most common claims that Floridians submit to their insurance companies after a storm. Whether or not your damages are represented below, it is important that you work with someone who understands the right way to handle a claim in order to maximize your chances of a fair and reasonable payment. 

Fallen Trees

When a tree falls and damages your home or other personal property, there are a lot of different factors that your insurance company will need to investigate before approving a payment: where was the tree located? Had it been properly maintained leading up to the storm? These are just a few questions that the insurance company will utilize in order to limit your payment as much as possible. When you are working with an attorney through 1-800-Injured, you can be confident that they are pushing back on the insurance company every step of the way. 

Flooding

Flooding is another common impact of a hurricane, especially when paired with coastlines and inland waterways like in Florida. During a hurricane, it is very common for a storm surge to cause widespread damage as the ocean rises due to the forces of the storm. When you are a victim of flooding, especially saltwater flooding, the damage that you experience can be far worse than just the immediate water damage, and can extend to things like structural damage and rusting, mold, and more. In order to calculate what you actually deserve for your claim, you will benefit from the help of a lawyer.

Other common damages include:

  • Damage to Vehicles
  • Broken Windows
  • Damaged Roofs
  • Electrical and Fire Damage
  • Personal Property Damage
  • Damage to Clothing
  • Lost Wages

Why Find an Attorney Through 1-800-Injured?

Finding a lawyer to help you through your hurricane claim is only the first of many steps that you will need to take before you get the money you need in order to repair or replace the damages that you have experienced during the storm. When you connect with an attorney through 1-800-Injured, a lawyer and medical referral service, you can save time and energy that may be better used focusing on things like your personal needs and your family.