Florida is known for many things, including beautiful beaches, great resorts, and sunny weather. However, Florida is also known for hurricane season, and Floridians are all-too-familiar with the destructive force of a hurricane. The World Meteorological Society has designated the name Josephine for use with a 2020 storm, and in the event that this storm is elevated to Hurricane Josephine, you may need help getting the money you deserve from your insurance company for the damage that any hurricane can cause to homes, businesses, and other property. Luckily, you will be able to file a claim through your homeowner’s insurance, renters insurance, and other insurance policies that cover hurricane damage.

Homeowner’s insurance is one of the most common types of policies that are utilized after a hurricane, and for good reason: homes and other properties take a significant amount of damage during these storms, and homeowner’s insurance in Florida and a few other states have hurricane policies attached to them.

Hire an Attorney Today For Your Hurricane Claim

Although hurricane insurance is extremely common in Florida, it does not mean that the filing process is simple and that you will get the money that you deserve without having to put in additional legwork. In fact, an insurance company focuses aggressively on limiting the amount of money that they pay out for any particular claim, and yours will be no different. In order to get the money that you are actually entitled to, you will need to negotiate your needs and gather extensive evidence to support your reasoning. 

1-800-Injured is a lawyer referral service that can connect you with an attorney who is ready to help you through your claims process as soon as they happen. When you are working with a lawyer while filing an insurance claim for hurricane damage, you can take advantage of their experience and understanding to ensure that your needs are being recognized and that you are improving your chances of getting a payment that will cover your financial needs after the damages.

Common Hurricane Claims in Florida

The following are just a few examples of some of the most common damages that are claimed after hurricanes in Florida. Each of these damages requires a different type of investigation and calculations in order to determine a fair settlement amount, and your lawyer will be able to help you understand how to move forward with your specific needs.

Broken Windows

Any type of high winds can spell disaster for a pane of glass, and the windows in your home are no exception. During high wind events, your windows are at risk of being hit by things like falling branches, pieces of broken fence, and any number of other flying objects. However, the cost of the window is not the only expense associated with a broken window, especially during a hurricane. Once your window is broken, the inside of your home is exposed to hurricane-force winds, high rain, and more.

Damaged Roofs

Roof damage is another extremely common effect of a hurricane since high winds can tear shingles away from your roof, pull up flashing from vents, tear down gutters, or even knock trees over and cause serious structural damage. Like windows, when a roof is damaged in a hurricane the inside of your home and the structure of the building is exposed to elements that can cause even more damage, so you will need a thorough inspection in order to determine exactly what needs to be done in order to repair your home.

Personal Property Damage

When your home or vehicle is damaged in a hurricane, there are secondary impacts such as damage to all of the other items that were in the area when it was damaged and then exposed to rain, floodwater, fire, mold, and more. When you are filing a claim with your insurance company, it is important that you have cataloged all pieces of your property that have been damaged so that you can seek compensation for their repair or replacement, as well.

Other Claims:

  • Electrical and Fire Damage
  • Flooding
  • Fallen Trees
  • Damage to Vehicles
  • Damage to Clothing
  • Lost Wages

There are many other claims than those mentioned above, and when you are working with an attorney they will be able to help you identify everything that you will be able to include in your claim. You pay into your homeowner’s insurance and other policies so that you can be protected in this situation, and you deserve to get the protection that you expect.

Why Find an Attorney Through 1-800-Injured?

As you may already realize, trying to focus on administrative steps such as filing an insurance claim, handling a claims investigation, and interacting with the insurance company can be extremely overwhelming as you are trying to focus on getting the rest of your life back on track after this disaster. When you have a lawyer handling the claim for you, you can be confident that they are taking the necessary steps to get you the money that you actually deserve, and not just the money that the insurance company wants to pay.

1-800-Injured is one of the easiest ways to be connected with a legal professional. The robust network of attorneys that we work with has been a major help for victims of personal injuries, workers’ compensation claims, and more, and you can find the attorney for your hurricane claim just as easily. Contact us now to connect with a lawyer and work towards getting the money that you deserve if we endure Hurricane Josephine and you suffer damages.