The World Meteorological Society has designated the name Teddy for a possible Atlantic tropical storm in 2020, meaning that Florida faces the possibility of enduring a Hurricane Teddy during our storm season. Floridians are used to hurricanes and take many precautions every year against this destructive time of the year, but even the most cautious of residents are not immune to the destructive forces of these amazing weather phenomena. If you experience any damage to your home or property that is covered under an insurance policy, though, you can file a claim in order to get the money to repair or replace the damage. Simple, right? Think again.

Hire an Attorney Today For Your Hurricane Claim

As with any insurance company, your homeowner’s insurance is there to help you recoup the costs of damages that you endure for incidents covered under your policy, but this does not mean that they will willingly pay you everything that you are entitled to. In order to make sure that you get the money you truly deserve from the policy that you diligently pay into each month, you need the help of an experienced attorney. Insurance companies go to great lengths in order to leverage their policy restrictions in order to save themselves money.

When you are working with an attorney, you will be able to file your claim with the help of someone who understands the ins and outs of insurance claims and policies that will be able to act as your advocate and representative. While you are focusing on getting your life back on track after the storm, your lawyer will be able to take on the insurance company and negotiate for the money that you are entitled to.

Read more below about some common hurricane claims, and contact 1-800-Injured as soon as possible to take advantage of the vast network of attorneys that we can connect you with. 

Common Hurricane Claims in Florida

The following are just a few examples of the most common hurricane claims that are submitted to homeowner’s insurance policies, car insurance policies, and a variety of other policies that Floridians use in order to protect their assets due to circumstances that are out of their control. However, there are many other impacts that go beyond this list, and the information provided about the specific damages only provides a limited range of circumstances as well. In order to get the full scope of your own options, connect with a lawyer through 1-800-Injured today. 

Personal Property Damage

“Personal property” is a bit of a catch-all term for the different possessions that you own that may be damaged during a hurricane, such as things that are stored in a flooded basement, are exposed to smoke and fire, and more. For example, if your lawnmower was destroyed after a tree fell on your garage, then you would need to file a claim for the damage to your garage itself, as well as for the repair or replacement cost of your lawnmower. The more pieces of your property are damaged, the more complex your claim becomes.

Flooding

Flooding is unsurprisingly common in Florida, especially during hurricane season. This is due to a number of contributors, but one important and obvious factor is the extensive coastline and waterways that our state boasts. When high rains and strong winds combine with tidal forces, it is common to deal with a “storm surge” that can cause enormous, widespread damage to houses and other property. With so many Floridians located on or near major tidal water bodies, storm surges and other flood damages are extremely important to have financial protection against.

Other Possible Damages Include:

  • Broken Windows
  • Damaged Roofs
  • Electrical and Fire Damage
  • Fallen Trees
  • Damage to Vehicles
  • Damage to Clothing
  • Lost Wages

Why Find an Attorney Through 1-800-Injured?

1-800-Injured is an attorney referral network that connects clients with attorneys. Trying to handle any insurance claims process on your own can be exhausting, and this is especially trying when you are working to get your own life back on track after suffering the damage of a hurricane. It is also difficult to find an attorney who is ready and willing to take your case, which is why going through 1-800-Injured is so helpful. 

Contact us now to be connected with an established and proven attorney who is ready to take your case today.