Driving in Florida can be an overwhelming experience, especially for tourists and inexperienced drivers. While driving around Florida no longer feels so daunting after you have been doing it for a while, the important thing to remember is that no matter how confident you are, the driver next to you may be stressed out, panicking, or engaging in dangerous behavior that can put you at risk. At the end of the day, there is no amount of experience that can ever guarantee that a driver will never be involved in an accident, simply because of the other drivers on the road. This is just as true in Kendall as it is across the United States and the rest of the world.
If you have been in a car accident that someone else caused, then you are entitled to compensation as the victim of their reckless or negligent behavior. While it may seem fairly straightforward at first—that you are the victim, and you deserve money—the process to actually get the compensation you deserve can be complex, time-consuming, and emotionally overwhelming. This is why it is so important to hire an attorney as soon as possible who can guide you through this process and give you legal support.
Find a Kendall Car Accident Attorney Easily With 1-800-Injured
After an accident, there are a lot of administrative things that you will need to do in a short period of time, all while trying to get a handle on your injuries and understand how you are supported to move forward from this significant change in your life. Trying to find an attorney in the early days after your injuries might not seem like that important of a priority, and even if it does, actually wading through the law firm listings, contacting a number of attorneys, and hoping that someone is available to take your case can be exhausting. In fact, many people simply give up and just file their insurance claims on their own, ultimately ending with a settlement far less than what they deserve.
1-800-Injured is an attorney and medical referral service. Instead of taking on the frustrating process of finding an attorney by yourself, we make it simple to connect with attorneys in your area who are ready and willing to take your case today. By using our service, you can partner with an attorney before you even initiate your claim, meaning that you will have the support of an experienced legal professional every single step of the way, from the first contact with the responsible driver’s insurance company until the day you accept a settlement offer and move on with your life.
Read more below about car accident insurance claims, and contact us now to get connected with an attorney as soon as possible.
What To Expect After a Car Accident that Someone Else Caused
Trying to figure out what to do next after an accident can be very stressful, especially as you are suffering the pain of your injuries at the same time. The following is a simplified overview of some steps that you can expect after your car accident, all of which are subject to change depending on the countless details that make your accident unique. Your attorney will be able to help you understand what to expect in a much more specific way.
Insurance Claims Investigation
Once you have filed the initial claim with the other driver’s insurance company, a claims adjuster will be assigned to your case that will spend the coming days and weeks investigating every aspect of the accident, the impacts, and ultimately determining how much the insurance company should offer you for a settlement.
The two major factors that will need to be determined in this process is that of fault, and of actual damages. The insurance company will attempt to find reasons in both of these factors that will allow them to reduce your final settlement, but your attorney will be able to push back. It is important that you submit a statement for the accident report and that you are able to contact as many eyewitnesses as possible to ensure that the whole story is present so that the evidence against the other driver is clear and compelling. Your attorney will be working on your behalf to maximize your settlement throughout this process.
The claims investigation will likely involve an independent medical examination with a physician other than your own so that the insurance company can confirm the injuries that you are claiming. Keep in mind that this physician is hired by the insurance company, and is essentially tasked with diminishing your injuries to save the insurance company money. Consult with your attorney on how you should handle this exam because simple misstatements will be used against you as a way to pay less for certain injuries or to downplay impacts that you are claiming.
Settlement Offer and Negotiations
Once the adjuster completes their investigation, you will receive an offer from the insurance company for a one-time settlement. This offer is shockingly low when compared to the calculations that your attorney has done over the same period of time, and will come with a waiver that will bar you from any future legal action, regardless of whether or not new information arises or your situation changes. NEVER accept an offer from an insurance company without first consulting with an attorney.
Your attorney will use this initial offer as a figure to begin negotiations around and will work to close the gap between their own calculations and the insurance company’s offer. Keep in mind that while working towards an out-of-court settlement, the amount that you are seeking will be less than the amount you would seek if you were to go through a full lawsuit. Lawsuits are time-consuming and complicated, so settlements are typically lower. If your attorney believes that there are specific issues in your case that demand a trial, they may choose to simply file a lawsuit immediately instead of attempting negotiations at all.