Every time you drive on a public road, you are putting your trust in all of the drivers around you and that they will obey all of the traffic laws that are there to keep everyone safe. Unfortunately, this is not always the case, and many people choose to ignore important traffic laws and disregard public safety by acting reckless or negligent. If you are in an accident with someone who has acted recklessly or negligently, then you are entitled to compensation for the damages that you have suffered, both to your property AND person. Typically you will seek this compensation through the responsible party’s auto insurance, but unfortunately, as many as 1 in every 4 Florida drivers is uninsured, meaning you may need to consider alternative solutions.
Regardless of the method, you will need to employ in order to get the money that you deserve, you can count on one thing: the process can be frustrating, especially when you decide to fight for the actual amount you are entitled to, not just what the defendant or their insurance company wants to pay. To complicate matters, you will need to take on this complex process at the same time that you are trying to recover from serious, sometimes life-changing injuries. Fortunately, there is a solution.
Find a Car Accident Lawyer With Ease Using 1-800-Injured
In the early days and weeks following a car accident, you will have a lot on your plate: prioritizing your recovery, handling impacts to your job and your income, taking care of your family, and the rest of the important things that keep needing your attention regardless of whether or not you are hurt. At the same time, you will need to file an insurance claim and manage the claims process. It is no wonder, then, that taking the time to find an attorney to help you through this process can seem like an unnecessary stressor to take on.
1-800-Injured is an attorney and medical referral service. Instead of feeling overwhelmed by the need to track down a car accident attorney in your area who is ready and willing to take your case, we can connect you directly with a lawyer through our referral service while you keep focusing on your own needs. When you are working with an attorney, even for the most seemingly-straightforward injury insurance claim, you can be confident that you have an experienced legal professional pushing to get you the money that you deserve.
Read more below about why it is so important to hire an attorney after a car accident, and contact us now to connect with a lawyer today.
Filing an Insurance Claim After an Accident
When you file an insurance claim, you are not going through a process that is designed to pay you what you deserve – you are working with an insurance company that is built around retaining as much money as possible by limiting the amount paid out to claimants against their policyholders. No matter how pleasant the insurance adjuster is that you are working with, do not forget that they work for the insurance company, and are going here to do you any favors. To get what you deserve, you need to take a calculated approach to the process.
From the moment that you first contact the insurance company, the insurance adjuster assigned to your case will begin to request a variety of information, statements, and documentation from you in order to get a comprehensive understanding of the situation. Each conversation that you have with the adjuster will be analyzed and examined to find different technicalities that can be used to reduce your settlement: even an apology at the scene of the accident will be used in an attempt to pin blame on you by claiming that you accepted responsibility.
You will likely need to undergo an independent medical examination as part of the claims investigation, which, again, will be led by someone who is hired by the insurance company and focused on delegitimizing your injuries or downplaying issues that you have every right to receive compensation for. There are many other times throughout the investigation, as well, where you will be under a microscope so that the insurance company can save money on technicalities.
Working With a Personal Injury Attorney After a Car Accident
When you have a car accident attorney who is representing you throughout the claims investigation, you will not need to worry about saying the wrong thing, submitting a document that hampers your claim or taking any actions that ultimately lead to a lower settlement offer or a more difficult negotiation process. Instead, you can focus on your own needs, such as your recovery, your family, your work, and your personal life.
Your attorney will be able to handle all communications with the insurance agent, at the same time as performing their own investigation into your accident in order to get a clear understanding of the money that you truly deserve. Once the insurance company has concluded the claims investigation process, they will make an offer for a one-time payment, in exchange for you waiving your rights for any future legal action against them or their client for any matters relating to this accident. This is not a good deal to take, and your lawyer won’t let it happen.
Negotiating a Fair Settlement After a Tallahassee Car Accident
Once the insurance company has made the initial offer, your attorney will be able to make a counteroffer based on the research and calculations that they have been performing during the insurance company’s investigation. You will be shocked at the difference between the two calculations, but fortunately, your attorney will have experience with these negotiations and can fight to get you the money that you deserve.
Insurance companies rely on overwhelmed and distracted claimants to feel trapped as their medical bills and lost wages accumulate, hoping that they will accept this low offer without considering the long-term impacts of this decision in order to get some short-term respite from the stress of their financial issues. When you have an attorney representing your claim, you can be confident that they will be guiding you through this process with your best interests in mind, and not those of a massive corporation.