Have you been injured in a truck accident in Miami? Following a crash with a commercial truck, there is a different procedure and steps to take than if you were in a collision with a non-commercial vehicle. Miami and the surrounding areas have heavy semi-truck and tractor-trailer traffic along Interstates 95 and 195, and the risk of a crash with these large vehicles can be increased along these major highways. Following a car accident, your life can be affected in many ways, both personally and financially. When you are represented by a truck accident lawyer in Miami courts, you can be confident that your legal representation will be working for your best interests, so that you can regain your quality of life and resume your lifestyle as best as possible.
Is an Accident With a Semi Different Than an Auto Accident?
If you have been in a crash involving a truck, you may already be aware of some of the ways it is very different from a crash with an automobile. Below are a few of the main things that create a different set of concerns, and how an attorney experienced with truck crash law can help you navigate this process.
Commercial Insurance Policies
Commercial vehicles have a much different type of insurance policy than a passenger vehicle, given the nature of their business, the amount of travel, the goods they transport, and more. CDL licenses are separate from a standard driver’s license in the United States, and are regulated by increased standards and requirements. The insurance policies for commercial trucks can be over a million dollars, and dealing with a commercial insurance provider can be very complicated as they work to protect their investment.
Dealing with a commercial insurance agent can be far more complicated than a standard agent, and they will use tactics that go beyond the scope of a passenger insurance policy to keep from making a full payment. Understanding that the insurance provider will take a more aggressive stance following a commercial accident is very important, and the help of an experienced lawyer will be a major help.
A collision with a semi-truck can be significantly more destructive than a collision with another passenger vehicle. It is important to work with an attorney to quantify the extent of the damage when building a case for the amount you will be requesting from the insurance company, for both property damages and personal injuries sustained.
Commercial Regulatory Bodies
Truck drivers answer to additional regulatory bodies when they are issued a CDL license and commercial insurance. There are many more factors that are considered when working through a commercial accident because of the different requirements from a standard driver. These additional regulations create more complications during a claim, but can also create different things that you may be entitled to compensation for. Your attorney will be able to explore all aspects of truck accident law to identify every possible avenue to increase the amount you are entitled to.
Common Causes of Truck Accidents
There are many different things that could cause an accident with a truck, but we have listed some of the more common reasons below. If you have been in an accident with a truck, contact us today to request a consultation from one of our network lawyers and to discuss the factors that led to your truck accident.
Improperly Loaded Trucks
Trucks must be loaded in a very specific way to distribute the weight of their cargo evenly and safely. If you believe that your accident was a result of improper cargo loading, this is an important issue to discuss with your attorney.
If speed was a factor in your collision with a commercial truck, this is another important thing to speak to your attorney about. Commercial drivers are expected to adhere to local speed laws, and sometimes have their own speed limits set based on the surrounding traffic and the nature of the roads they are on.
Tire blowouts are unfortunately common with commercial vehicles, and can lead to accidents in a variety of ways. When a tire blows, debris is sent into the road and sometimes into the path of oncoming traffic. If your accident was a result of a tire blowout, this creates a different set of factors for your attorney to consider.
Overworked Commercial Drivers
The Federal Motor Carrier Safety Administration has strict limits on the amount of hours that a commercial driver can work during a day or week to avoid accidents resulting from fatigued drivers. Drivers are required to keep logs of their schedules, and will be referenced while working on your claim.
Calculating a Commercial Truck Insurance Settlement
As you can see by this abbreviated list of things that make a collision with a commercial truck different from a crash with a passenger vehicle, there will also be additional things that go into your claim against their commercial insurance company. Below are some things an attorney will work with you on to determine your rightful claim and the amount of compensation you’re entitled to:
Your vehicle may have had much worse damage to it because of the size of a truck, and the amount you are owed for these damages will be factored into your final compensation.
Injury and Medical Bills
An experienced truck accident attorney in Miami will work with you to quantify a dollar amount for your personal injury that goes beyond the cost of your medical bills.
Loss of Income
If you have sustained injuries that limit your ability to work, your attorney will factor in any future loss of income as well as the time you have missed during your recovery.
Pain and Suffering
Pain and suffering are not as simple as the previously-mentioned factors for your settlement, as they are not purely economic. Your attorney will work with you to determine a fair and just amount to include in your settlement to account for the suffering you have endured following your accident.
Find a Qualified Truck Accident Lawyer in Miami Today
1800-INJURED is an attorney and medical referral service. We will work with you to find a qualified and experienced truck accident lawyer in Miami to get you the settlement you are rightfully owed. Contact us today to connect with a network attorney and get started on your case immediately.