Any type of car accident is serious, but a crash between a passenger vehicle and a semi-truck or 18-wheeler can be extremely dangerous, even at speeds that would ultimately result in a “fender bender” between two vehicles of the same size. This is only one of the reasons why commercial truck drivers are held to such rigorous standards, such as the additional requirements for a Commercial Drivers License (CDL) and the multitude of various certifications that a commercial driver must carry in order to operate certain types of vehicles and haul certain types of cargo. In addition to their licensing and certification requirements, truck drivers are required to keep strict notes about their travels, maintenance history, and much more.
All of these measures intended to encourage safe driving on behalf of commercial truckers are very helpful for keeping our roads safe, but they can create a significant amount of complexities during an accident claim. In many cases, a truck driver may have an insurance policy in excess of $1 million, meaning that victims have higher policy limits that they can claim damages against, but it also means that the process can be extremely overwhelming.
If you are the victim of someone else’s actions—whether a truck, car, motorcycle, or any other personal injury—then you deserve to be fairly compensated for the injuries that they are responsible for. Working with an attorney who is experienced and aggressive with personal injury cases in West Palm Beach is one of the most important steps that you can take in the process of getting this settlement, which you can do easily with 1-800-Injured and our referral network of established and proven lawyers. Read more below about truck accidents in West Palm Beach, and contact us as soon as possible to begin working on your own case today.
What To Do After a Florida Truck Accident
The following is some general information on important steps to take after an accident. According to Florida Highway Safety and Motor Vehicles, almost 32,000 accidents with large trucks happened in Florida in 2017, with 27 fatalities, 57 permanent injuries, more than 1000 other injuries reported. If you drive in Florida, it is important that you know what to do if you are in one of these terrifying situations one day.
Focus on Safety
After any accident, the most important thing to do is to prioritize your health and safety by getting the medical attention that you need as soon as possible. This starts by calling 911 and alerting them of the accident, and if possible, informing the 911 operator about any injuries that you or your passengers have suffered. This will help them alert the EMTs about the severity of the crash and what to expect for injuries they will need to treat. Take the medical advice from these professionals, and accept the treatment that they suggest.
Follow Up With Your Doctor
Even if you do not require an ambulance to the emergency room or any serious medical attention, see your doctor as soon as possible. This will establish a medical record of your injuries if there is not one already, and more importantly, will ensure that you get the help you need to make a full recovery.
Contact an Attorney
The sooner you partner with a truck accident lawyer in West Palm Beach, the more time they will have to build a strong case and will be able to help you through each step of your insurance claim. Oftentimes, people wait until the claim is completed and the insurance company has made their initial settlement offer to contact a lawyer, but if you have been working with someone since the start they will be able to make a counter-offer quickly and aggressively.
File Your Insurance Claim
You have a limited period of time to notify the commercial truck insurance company of the accident, and it is important to act quickly to start making progress on your case immediately. You will be assigned a claims adjuster, who will go through all of the details of your case in order to determine how much to offer you for a settlement. This investigation may likely involve an Independent Medical Exam, interviews and questions from the adjuster, and more. Your attorney will be able to advise you on how to properly handle each of these steps with your final settlement in mind.
Negotiate Your Settlement
Once the claims investigation is completed, you will get an offer from the insurance company. This is when your attorney will initiate negotiations in an attempt to get you the money that you deserve as an out-of-court settlement. You and your attorney will have done your own work in order to calculate the value of your case and will fight to get you what you deserve. In many cases, you may be able to reach an agreement and avoid a trial in the Florida courts. However, your situation is unique, and you will be able to determine what is next with your lawyer.