Using a rideshare service such as Lyft or Uber is a great option when you want to get around town without worrying about parking or having to drive yourself. However, even with the enormous popularity of these services, and the stringent safety standards that these companies require for their drivers, there are still the same inherent risks present as when you get into any other type of vehicle, including your own. Luckily Uber, Lyft, and other rideshare services have robust insurance policies intended to protect the riders in the event of an accident. The problem with these policies, though, is that determining which policy you are covered under, how to apply, and ultimately getting the money that you deserve can be quite difficult—especially when you are trying to recover from serious injuries.
1-800-Injured provides victims of rideshare accidents with access to a broad network of experienced personal injury and car accident attorneys who are ready to take their case today. When you work through 1-800-Injured, you can skip the process of seeking out lawyers, waiting to hear back from them, hoping that they are available, and then hoping that they are a good fit. Instead, we will connect you with lawyers who are available to take your case and will be able to connect with you as soon as possible.
Read more below to get a general sense of what to expect during a rideshare accident insurance claim process, and contact 1-800-Injured immediately to be connected with an attorney to help you through your case and fight for the compensation that you deserve, not just the compensation that the insurance company would like to pay you.
What Happens After a Rideshare Accident?
As the passenger of a rideshare service, you have every right to expect that the driver takes all reasonable precautions to keep you safe, but sometimes these precautions are not enough to avoid an accident. Since rideshare drivers are independent contractors, there are a variety of complications when it comes to the insurance coverage that the driver (and therefore you) are covered.
When a rideshare driver has a fare in their vehicle and is driving them to their destination, they are covered under the service’s policy, and therefore you will be able to file a claim through this maximum coverage policy. If you are in an accident with a rideshare driver who is en route to a fare (meaning that you are not the passenger), then they are covered under a different, more limited policy. However, when a rideshare driver is not driving to pick up a fare and does not have a fare in their vehicle, then they are not considered to have any association with the rideshare service and are therefore covered under their own personal insurance policy.
How Can a Lawyer Help After a Rideshare Accident?
As with any type of accident, the insurance process can be extremely stressful for a victim, especially when you consider the combination of trying to recover from injuries at the same time as dealing with an insurance company who is motivated to pay you as little as possible.
When you are working with an attorney, they can focus on these frustrating bureaucratic procedures and communications while you are able to focus on what is truly important: your personal needs and physical recovery. Your attorney will help you keep a cool head as your medical bills and income issues typically cause enormous stress for others (which the insurance companies use to their advantage to reach a lower settlement amount). Your lawyer will be able to help you stay mindful of the fact that there is a clear path forward with financial protection and security, and will lead you through this process.
If you’ve been injured in a rideshare accident, 1-800-Injured is an attorney and medical referral service that can connect you with an attorney in your area.